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Christmas is an expensive time of year and especially so for many this Christmas. Therefore I thought I would share with you some of my frugal ideas to still make the festive period as magical as it should be without breaking the bank!
There are lots of ways of saving money and making things for Christmas and along with being frugal, it will give you some fun activities you can do with your children which will create great memories for them to look back on in years to come.
Cards and Wrapping …

WIth the economy in the state it is in, it is always nice to be able to save money, especially on nice treats that you may not always find the spare money for.
Well there are many sites around nowadays that offer fantastic savings on activities, beauty treatments, days out, theatre tickets, meals out and items for around your home.
Deals London is a great place to visit if you are looking to take a trip there and want to find some great treats that won’t cost the earth. They have amazing …

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With summer upon us, it means warmer weather, tans, BBQs, and longer days. Sadly, this can also mean higher energy bills. The hot weather means many people use more energy on air conditioning and water usage. So, I?ve joined forces with uSwitch and uSwitchforbusiness to bring you some brilliant energy saving tips. Therefore, before you dust out the BBQ, slap on the sun tan lotion and get out the burgers, here are five fantastic tips to help you save money this summer?
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I can’t bring myself to mention the ‘c’ phrase, which relates to money and the economy. We’re all suffering, even the rich folks are losing equity, shame. We have to find ways to cut the proverbial cloth, and if you don’t fancy partaking in Britain’s favourite thrifty pastime, a clothes swapping party is a fair alternative.
We held our own ‘swap party’ a couple of weeks ago. A few family members, a couple (read half dozen) bottles of cheap plonk, and some knock down party food from the …

A while back I wrote an article about keeping costs low as a new mum, it’s time to update that article with ideas suitable for toddlers and the parents of.
Food
Milk
We moved from powder milk to full fat milk as soon as Erin was 12 months (recommended earliest age). Not only is the carton milk cheaper it’s also ready made – our mornings became that little bit smoother as a result.
Breakfast
I buy weetabix in bulk packets, for non weetabix days we have granary toast. These options are inexpensive and …

1. Accept Hand-Me-Downs
Don’t be too proud to accept second hand goods, the money you save can be used to buy other baby products. Alternatively put the savings into a trust fund, your baby will be pleased you did when they turn eighteen.
2. Don’t Go On A Spending Spree
As tempting as it may be, it’s not a good idea. You are likely to receive many gifts after your baby is born, wait, and then buy extras when you can see exactly what you need. There are …

It’s The Little Things That Count
As the title says it’s the little things that count, and the little things that you and your guests will remember. The hand-made but very beautiful table centre pieces, the table toy for someone’s child…..
Here are some suggestions;
My wedding as I mentioned was in Wales so we had someone make Scottish Tablet to go with the coffee instead of mints.
A special speech of thank-you’s.
A slide-show (keep it short!)
A special song played for someone
Giving the bouquet to the eldest guest is a nice gesture especially if …

Gifts and Rings
Aaaah so you thought you were the only one to get gifts….. nope! It’s tradition to give the attendants a gift to say thank you for their contribution to the day. So that’s the bridesmaids, flowergirl,and pageboy. I also think it’s nice to give something to the best men and anyone who has contributed to the wedding.
These gifts don’t need to be expensive though. I suggest personalised gifts, they are special but not too expensive.
Here are some suggestions;
Engraved tankards (good for best men, and usually under ?20)
A personalised …

Wedding Favours & Decorations
Once again, the best advice I can give you is make them yourself.
Buy sugared almonds by the bucket load, a length of voile type material in your wedding colours…get all the ladies around and have a favour making party. Keep it simple.
Substitute some flowers for balloons or another type of decoration, flowers are very expensive. Consider using some fake flowers.
Make your own table decorations, vases, glass pebbles, candles, confetti…again, keep it simple, the simple designs tend to have the most impact.
You will get lots of ideas from …

Wedding Stationery
Invitations (ceremony and evening), order of service, menu cards, place cards, thank-you cards. It all adds up.
I have one thing to say… Make Your Own! This is the single biggest way to save money on stationery.
Go to craft and wedding fairs where you will meet with suppliers, watch presentations, and most importantly get lots of ideas. These days there are plenty of craft shops with a variety of products and materials for all levels of competence.
If you’re a dab hand, buy some embossing equipment, fancy paper and create away.
If …