Littlemummy.com

Money and kids always make interesting discussions, from the pocket money debate (how much, when, and for what) to whether you’d be willing to support children into adulthood.
I was financially independant from the age of sixteen and moved out completely when I was seventeen and I’ve never moved back. This is probably not un unusual scenario for past generations however with the cost of living rising and the difficulty young people face in getting a mortgage this has all changed and it’s far more common to hear of people …

Erin: I’d like one of the kittens in the case like X at nursery
[Santa's bag's getting pretty full]
Me: Oh well, maybe you should save up your pennies…
Erin: Oooh yeah, how can I get pennies
[sensing an opportunity to teach lesson about the value of money..]
Me: Well you could do some jobs
Erin: [Gives a blank look]
Me: You know, like how Daddy does his job for pennies
Erin: [Excited] Oooh, maybe I can borrow some off him then!
Errr, that went well then

ACF stands for America’s Cheapest Family by the way, it’s a book I bought last year after it was given a positive review at The Simple Dollar. The book covers all aspect of saving money and spending wisely, one of the biggest takeaways though has been their budgeting system.
Like most people (I think?) I used to muddle along and as long as my bank balance was ‘in the black’ I thought I was doing just fine, until of course the car broke down and we hadn’t accounted for the …

There’s been a lot of coverage recently about an impending recession, the american mortgage crisis, and the rising price of food and fuel. Is there anyone who hasn’t given at least a quick thought to their monthly budget and looked for where they could trim some fat? I have, and I’ve also been wondering how I’m doing with my food budget compared to everyone else. This isn’t an opportunity for one upmanship, I’m actually more interested in finding those who are spending less, and how?
Please answer the …

I’m pretty lucky, Erin asks for nothing more than the odd biscuit or grape at the moment. In a few years, it will be a completely different story, “mum, can I have” will be the war cry. The summer holidays will be yet another financial event to be budgeted for.
In the past (dim, and very distant)when we’ve gone abroad I’ve tended to budget by the day. For example I work out a daily budget, multiply it by the amount of days and I know that’s …

Well folks, I’m pleased to announce to you some breaking news.
Slowly but surely consumerism is being overturned by the new wave of creativity. Hand-made beats machine-made hands down and now you can get involved too. Think about what you do best…
Here are a few ideas from get rich slowly on how to become more creative and maybe even make a little extra money on the side. Making money instead of spending money will make you happier and is more of a challenge. So give it a …