Articles tagged with: budgeting
Making a living »
Being on a low income with a young family is hard. Between 2004 – 2009 I was a stay at home mum and we lived on my husband’s modest wage. It wasn’t always easy but I don’t have any regrets about the way we did it.
Think Banking has asked me to share my budgeting tips.
1. It’s all in the mind
My first tip has nothing to do with money at all. A lot of your happiness is in your head. If you choose to believe that …
Life »
It’s a new year and most us have set financial goals whether that’s saving for a holiday or a new car, paying down debt or, if you’re lucky investing. This year I’m having a ‘quiet’ year, in other words I’ll be paying off debts and trying to build up some savings after the extravagance of last year (several trips away including a two week holiday to Disneyworld) I’m sure many will be focusing on this given the economy.
I’ve had many ‘systems’ in the past for maximising …
Personal Finance »
ACF stands for America’s Cheapest Family by the way, it’s a book I bought last year after it was given a positive review at The Simple Dollar. The book covers all aspect of saving money and spending wisely, one of the biggest takeaways though has been their budgeting system.
Like most people (I think?) I used to muddle along and as long as my bank balance was ‘in the black’ I thought I was doing just fine, until of course the car broke down and we hadn’t accounted for the …
Discussions »
There’s been a lot of coverage recently about an impending recession, the american mortgage crisis, and the rising price of food and fuel. Is there anyone who hasn’t given at least a quick thought to their monthly budget and looked for where they could trim some fat? I have, and I’ve also been wondering how I’m doing with my food budget compared to everyone else. This isn’t an opportunity for one upmanship, I’m actually more interested in finding those who are spending less, and how?
Please answer the …
